Having insurance is a very important way to protect your property. Most people think about insuring their primary home, and renters often get insurance to protect their belongings. However, if you have investment properties in the Delaware County area, neither one of those policies will work for the protection of those homes or apartments. Instead, property owners need landlord insurance coverage. These kinds of policies are designed to protect properties operated as rental homes. They have different coverage limits and options and may also be priced differently from standard homeowner's coverage.  Even if this type of policy is more expensive, or you're not sure whether it offers you the right coverage, you don't want to risk renting out a property that isn't fully insured. Here's what you need to know about the value of this coverage and who to work with to get the right limits and coverage amounts for your particular properties.